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Fintech: The Ultimate Guide

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Traditional Auctions Vs Auction Financial Platforms

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What is a Traditional Auction? The traditional auction is very straightforward. Here, the seller sets a reserve price in advance of the auction. On the day of the auction, potential purchasers compete against one another by raising their offers until there are no more. There can be a flurry of…

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Digitization in Automobiles: Are Vehicles Close to Perfect?

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What is Digitization? The process of transforming information into a digital representation is digitization. The representation of an object, image, sound, document, or signal generated by generating a series of integers that describe a discrete set of points or samples is the final result. What is Digitization of Automobiles? Production…

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AI In Credit Risk Management

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What is AI (Artificial Intelligence)? Artificial intelligence (AI) is the ability of a computer or a computer-controlled robot to accomplish tasks that would normally be performed by intelligent beings. The phrase is widely used to refer to a project aimed at creating systems with human-like cognitive abilities. This includes and…

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Mimpi Indonesia Menjadi Fintek Hub di Asia Tenggara

Waduh, Banyak Fintech Butuhkan Regulasi Privasi dan Keamanan Data

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Masalah privasi dan keamanan data bagi konsumen finansial teknologi (fintek) bukan perkara sepele di Indonesia. Pasalnya hal itu dapat meningkatkan risiko penyebarluasan data pribadi hingga berujung tindakan fraud atau penipuan. Akibatnya, konsumen menjadi pihak yang paling dirugikan. Dilansir dari Katadata pada 6 April 2022, Asosiasi Fintech Indonesia (Aftech) memaparkan bahwa…

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Kiat Melindungi Data Pribadi dari Fintek

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Digitalisasi memberikan banyak manfaat baik untuk masyarakat. Segala sesuatu menjadi semakin mudah dan cepat. Namun di sisi lain, digitalisasi yang masif di berbagai bidang juga memunculkan risiko yang tak bisa dianggap sepele. Risiko itu yakni masalah keamanan data pribadi kita. Finansial teknologi (fintek) baik legal maupun ilegal, rentan menyalahgunakan data…

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How is AI Changing the Finance Industry?

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What does it Hold? AI can be defined as machines that think and accomplish tasks in the same way humans do. These machines, for example, have the same abilities as humans, including speech recognition, planning, learning, and problem-solving. Artificial intelligence has made inroads into nearly every industry, including financial services….

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Technology Transformation of Banks: Growth and Expectation

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What is Technology Transformation? Simply it is a cultural, organizational, and operational change archived through advanced technology. Now almost all the banks are digitized and provide easy and quick customer service. Technology has been able to empower banking services via improving a wide range of areas related to offerings, process…

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Risiko di Balik Penggunaan E-Money

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Penggunaan e-money atau uang elektronik semakin masif dari hari ke hari. Banyak orang tertarik menggunakan e-money karena fleksibilitasnya. Semakin banyak pula negara yang mulai melegalkan dan meregulasi khusus penggunaan e-money. Kontan pada 2 Maret 2022 melaporkan bahwa transaksi e-money di Indonesia terus mengalami peningkatan. Terutama sejak pandemi Covid-19 melanda 2020…

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